Armstrong County Building & Loan Association

Be sure to try our mortgage rate calculators at the bottom of the page.

Mortgage Rates

...as of Wednesday, August 23, 2017, 6:46 p.m.


First Time Home Buyers please click here for further information on our Prequalification Program and First Time Home Buyer Program

Fixed Rate Mortgages

1. Term 1-10 years
Interest Rate---4.0000% *A.P.R.---4.2443%
Loan To Value up to 80% (up to 95% for a First Time Home Buyer)
Origination Fee $300.00
Points Paid to Get Rate 1.25 Percent

2. Term 11-15 years
Interest Rate---4.2500% *A.P.R.---4.5247%
Loan To Value up to 80% (up to 95% for a First Time Home Buyer)
Origination Fee $300.00
Points Paid to Get Rate 1.25 Percent

3. Term 16-20 years
Interest Rate---5.7500% *A.P.R.---6.0014%
Loan To Value up to 80% (up to 95% for a First Time Home Buyer)
Orgination Fee $300.00
Points Paid to Get Rate 1.25 Percent

*The above fixed rate packages are available at a 0.50% higher rate without points.

**1 Year Adjustable Rate Mortgage

Discounted by 0.25% until the first scheduled adjustment period

1. Term up to 30 years
  Interest Rate---3.5000% *A.P.R.---3.7921%
  Loan To Value up to 80% (up to 95% for a First Time Home Buyer)
  Origination Fee $300.00
  Index One Year Treasury Securities Average Weekly Yield plus Margin of 2.50% rounded to nearest 1/4%
  Ceiling 2% per change - 6% total
  Floor 2.50%
  Adjustment Period One year

**3 Year Adjustable Rate Mortgage

1. Term up to 30 years
  Interest Rate---3.7500% *A.P.R.---4.0154%
  Loan To Value up to 80% (up to 95% for a First Time Home Buyer)
  Origination Fee $300.00
  Index One Year Treasury Securities Average Weekly Yield plus Margin of 2.50% rounded to nearest 1/4%
  Ceiling 2% per change - 6% total
  Floor 2.50%
  Adjustment Period Three years

Monthly Flex Home Equity Line of Credit

1. Interest Rate---4.2500% A.P.R.---4.2500%
Index Prime Rate
Term Open-ended
Loan To Value First Mortgage with ACBLA up to 80%; First Mortgage elsewhere up to 50%
Origination Fee $300.00
Adjustment Period Monthly
Floor 3.00%

Five Year Secure Home Equity Line of Credit

To learn more on this product click here.

1. Interest Rate---4.7500% A.P.R.---4.7500%
Index Prime Rate plus Margin of 0.50%
Term Open-ended
Loan To Value First Mortgage with ACBLA up to 80%; First Mortgage elsewhere up to 50%
Origination Fee $300.00
Adjustment Period 5 Years
Floor 3.50%

*The Annual Percentage Rates (APR) displayed assume a loan amount of $50,000, 20% down payment, 30 days prepaid interest and a credit score of 660 or better. Applicants with lower credit scores are subject to different rate packages.

**Refinancing of Adjustable Rate Mortgages Might Be Subject To A 1% Origination Fee


~ Non-Owner Occupied Residential Mortgages Will Be Available In All The Above Plans At A 1% Higher Rate.

~ All Rates And Terms Are Subject To Change Without Notice, So Periodically Check This Rate Sheet Or Call For Latest Quotes.


Calculators

Calculate the monthly payment of a mortgage:

Principal
Annual Rate (ex. 8.25%)
Months

Mortgage Amortization Chart

Principal
Annual Rate (ex. 8.25%)
Months

Armstrong County Building and Loan Association
935 Fifth Avenue, P.O. Box 271
Ford City, PA 16226
(724) 763-7137
Fax: (724) 763-7188
info@acbla.com
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