Be sure to try our mortgage rate calculators at the bottom of the page.
Mortgage Rates
...as of Wednesday, February 20, 2019, 1:35 p.m.
First Time Home Buyers please click here for further information on our Prequalification Program and First Time Home Buyer Program
Fixed Rate Mortgages
| 1. |
Term |
1-10 years |
| |
Interest Rate---4.5000% |
*A.P.R.---4.8976% |
| |
Loan To Value |
up to 80% (up to 95% for a First Time Home Buyer) |
| |
Origination Fee |
$300.00 |
| |
Points Paid to Get Rate |
1.25 Percent |
|
| 2. |
Term |
11-15 years |
| |
Interest Rate---4.7500% |
*A.P.R.---5.0306% |
| |
Loan To Value |
up to 80% (up to 95% for a First Time Home Buyer) |
| |
Origination Fee |
$300.00 |
| |
Points Paid to Get Rate |
1.25 Percent |
|
| 3. |
Term |
16-20 years |
| |
Interest Rate---5.7500% |
*A.P.R.---5.9797% |
| |
Loan To Value |
up to 80% (up to 95% for a First Time Home Buyer) |
| |
Orgination Fee |
$300.00 |
| |
Points Paid to Get Rate |
1.25 Percent |
|
*The above fixed rate packages are available at a 0.50% higher rate without points.
**1 Year Adjustable Rate Mortgage
Discounted by 0.75% until the first scheduled adjustment period
| 1. |
Term |
up to 30 years |
| |
Interest Rate---4.2500% |
*A.P.R.---4.8703% |
| |
Loan To Value |
up to 80% (up to 95% for a First Time Home Buyer) |
| |
Origination Fee |
$300.00 |
| |
Index |
One Year Treasury Securities Average Weekly Yield plus Margin of 2.50% rounded to nearest 1/4% |
| |
Ceiling |
2% per change - 6% total |
| |
Floor |
2.50% |
| |
Adjustment Period |
One year |
**3 Year Adjustable Rate Mortgage
Discounted by 0.50% until the first scheduled adjustment period
| 1. |
Term |
up to 30 years |
| |
Interest Rate---4.5000% |
*A.P.R.---4.9307% |
| |
Loan To Value |
up to 80% (up to 95% for a First Time Home Buyer) |
| |
Origination Fee |
$300.00 |
| |
Index |
One Year Treasury Securities Average Weekly Yield plus Margin of 2.50% rounded to nearest 1/4% |
| |
Ceiling |
2% per change - 6% total |
| |
Floor |
2.50% |
| |
Adjustment Period |
Three years |
Monthly Flex Home Equity Line of Credit
| 1. |
Interest Rate---5.0000% |
A.P.R.---5.0000% |
| |
Index |
Prime Rate Less Margin of 0.50% |
| |
Term |
Open-ended |
| |
Loan To Value |
First Mortgage with ACBLA up to 80%; First Mortgage elsewhere up to 50% |
| |
Origination Fee |
$300.00 |
| |
Adjustment Period |
Monthly |
| |
Floor |
3.00% |
Five Year Secure Home Equity Line of Credit
To learn more on this product click here.
| 1. |
Interest Rate---5.5000% |
A.P.R.---5.5000% |
| |
Index |
Prime Rate |
| |
Term |
Open-ended |
| |
Loan To Value |
First Mortgage with ACBLA up to 80%; First Mortgage elsewhere up to 50% |
| |
Origination Fee |
$300.00 |
| |
Adjustment Period |
5 Years |
| |
Floor |
3.50% |
*The Annual Percentage Rates (APR) displayed assume the maximum loan term, a loan amount of $50,000, 20% down payment, 30 days prepaid interest and a credit score of 660 or better. Applicants with lower credit scores are subject to different rate packages.
**Refinancing of Adjustable Rate Mortgages Might Be Subject To A 1% Origination Fee
~ Non-Owner Occupied Residential Mortgages Will Be Available In All The Above Plans At A 1% Higher Rate.
~ All Rates And Terms Are Subject To Change Without Notice, So Periodically Check This Rate Sheet Or Call For Latest Quotes.
Calculators
Calculate the monthly payment of a mortgage:
Mortgage Amortization Chart
