To better serve our customers the Armstrong County Building and Loan Association has installed an ATM machine giving you 24 hour access to your money seven days a week. Our surcharge free ATM (for ACBLA Customers) is located at our 935 5th Avenue office adjacent to the drive thru. Call us now to find out how to get an ATM card! Also as an added convenience ACBLA is member of the Freedom ATM Alliance which gives you access to a network of over 600 surcharge free ATMs! Click the logo below to find out more about the Freedom ATM Alliance and find an ATM near you!.

Ever bought a savings certificate only to see the interest rate increase the very next month? Well now you do not have to worry about that, with our “Bump-Up CDs” you can take advantage of rising interest rates anytime during the term of your certificate. The “Bump-Up” option is available on our 4 Year Certificate, 6 Year Certificate and our 8-10 Year Certificate. With a purchase of a 4 Year or 6 Year Certificate you can exercise the option to change your interest rate one time during the term of the certificate. On the day you exercise this option you will be given the then current rate on the 4 Year or 6 Year Certificate. With a purchase of a 8-10 Year Certificate you will have the chance to change your interest rate twice during the term of the certificate. Stop in or call now to take advantage of this unique offer.

While ACBLA does not offer traditional checking accounts the Statement Plus account can be utilized as one without the hassles of ever writing a check or having to buy checks! When you open a Statement Plus account you will receive a Visa Check Card that can be used for purchases anywhere you see the Visa logo, that is over 15 million merchants! When you use your card the balance will be deducted automatically from you savings account. The Visa Check Card is a great alternative to writing checks, but the card can also be used to make cash withdrawals at ATMs reducing your need to carry large amounts of cash. With a minimum balance requirement of $500, but a higher interest yield than most checking accounts, can you afford to pass on this revolutionary way to save?

Are the variable rates associated with Home Equity Lines of Credit preventing you from consolidating your existing debt? Now is the time to take advantage of ACBLA’s Five Year Secure LOC. With interest rates on the rise why not lock in your rate on your LOC for five years? Forget about an introductory rate that only lasts 6 months, with our Five Year Secure LOC you are guaranteed the same rate for five years!

Several other advantages also exist with our Five Year Secure LOC besides a constant rate for five years: 1) It comes with a VISA Checkcard making access to your money simple and easy 2) The LOC is open until you want it closed, whether you are carrying a balance or not 3) Easy to read monthly statement to review your activity 4) After the first five years your interest rate will increase in relation to the current prime rate and you will have that rate for five years.

You have enough worries in your life and your monthly budget shouldn’t be one. Call us or stop in for more details on this wonderful opportunity to stabilize your financial debt and give you some long awaited security. For just a small fee of $300 you can have a high credit line to ease your worries about the unexpected future and the best advantage to our line of credit is that you are able to deduct the monthly interest from your taxes. For more information on this product call Stan Sadeski at 724-763-7137

Due to the recent IRA changes, an IRA has never been more appealing. Qualified IRA owners are permitted to contribute annually to their IRAs will be gradually increased to $5,000. Here are the new Maximum Contribution Limits:

As if that is not enough good news there is even more for qualified individuals who are fifty years of age or older. For those individuals the new IRA laws allow them to contribute even more money to their IRAs in the form of Catch-up Contributions. Here are the Catch-up Contributions Limits for IRA Owners Age 50 and Older:

With these enticing new Contribution Limits now is the time to open an IRA. Stop in or call for more details on what IRAs ACBLA offers.

* The preceding Contribution Limits are only applicable to the Traditional IRA and Roth IRA. The Educational IRA's new contribution limit is being raised from $500 to $2000.

Is a Roth-IRA right for you?

It is never to early to plan for your retirement and since 1998 congress has made available to wage earners the Roth-IRA. This IRA enables wage earners to contribute money up to the maximum limits described above into the IRA and earn tax-free interest on these contributions. With the volatility of today’s Stock Market, the Roth-IRA is a secure and safe investment with high tax-equivalent returns. Stop in at ACBLA for all the details and let us set up a tax free Roth-IRA for you.

Monday, February 15th for Presidents' Day
Saturday, April 3rd for Easter Weekend
Saturday, May 29th and Monday, May 31st for Memorial Day Weekend
Monday, July 5th for Independence Day
Saturday, September 4th and Monday, September 6th for Labor Day Weekend
Monday, October 11th for Columbus Day
Thursday, November 11th for Veterans' Day
Thursday, November 25th for Thanksgiving Day
Saturday, December 25th for Christmas Day