Armstrong County Building & Loan Association

News and Announcements:



Mortgage Prequalification Program

If you are in the market to buy a new home or know someone who is the ACBLA now has a mortgage Prequalification Program that will help in the home buying process.

For a $75 fee, one of our qualified lenders will 1) conduct a face to face meeting 2) complete a credit analysis 3) perform debt to income ratios 4) explain the mortgage process 5) give an estimate of closing costs 6) determine the maximum amount of a loan you can afford based off of our requirements 7) provide you with a signed prequalification letter which can give you better negotiating power 8) answer any questions you may have. Also, should you officially apply with us within 60 days the $75 fee will be deducted from our origination fee making the prequalification process a free service!


First Time Home Buyer Program

We here at the ACBLA certainly understand the complexity of buying your first home and that is why we developed our First Time Home Buyer Program. Under our First Time Home Buyer Program you can choose from any one of our mortgage packages, fixed or adjustable (click here for our current mortgages rates.)

You can qualify for this program with as little as 5% down and money for closing costs. The only additional fee is a one time payment for Private Mortgage Insurance (PMI) that will be part of your closing costs.

Our mortgage officers will walk you through the entire process step by step making one of the biggest decisions of your life as simple as possible. For further details please call our mortgage department at 724-763-7137.


Drive-Up/Walk-Up ATM

To better serve our customers the Armstrong County Building and Loan Association has installed an ATM machine giving you 24 hour access to your money seven days a week. Our surcharge free ATM (for ACBLA Customers) is located at our 935 5th Avenue office adjacent to the drive thru. Call us now to find out how to get an ATM card! Also as an added convenience ACBLA is member of the Freedom ATM Alliance which gives you access to a network of over 600 surcharge free ATMs! Click the logo below to find out more about the Freedom ATM Alliance and find an ATM near you!.


Bump-Up CDs

Ever bought a savings certificate only to see the interest rate increase the very next month? Well now you do not have to worry about that, with our “Bump-Up CDs” you can take advantage of rising interest rates anytime during the term of your certificate. The “Bump-Up” option is available on our 4 Year Certificate, 6 Year Certificate and our 8-10 Year Certificate. With a purchase of a 4 Year or 6 Year Certificate you can exercise the option to change your interest rate one time during the term of the certificate. On the day you exercise this option you will be given the then current rate on the 4 Year or 6 Year Certificate. With a purchase of a 8-10 Year Certificate you will have the chance to change your interest rate twice during the term of the certificate. Stop in or call now to take advantage of this unique offer.


Statement Plus Account with Visa Check Card

While ACBLA does not offer traditional checking accounts the Statement Plus Account can be utilized as one without the hassles of ever writing a check or having to buy checks! When you open a Statement Plus Account you will receive a Visa Check Card that can be used for purchases anywhere you see the Visa logo, that is over 15 million merchants! When you use your card the balance will be deducted automatically from you savings account. The Visa Check Card is a great alternative to writing checks, but the card can also be used to make cash withdrawals at ATMs reducing your need to carry large amounts of cash. With a minimum balance requirement of $500, but a higher interest yield than most checking accounts, can you afford to pass on this revolutionary way to save?


Five Year Secure Home Equity Line Of Credit

Are the variable rates associated with Home Equity Lines of Credit preventing you from consolidating your existing debt? Now is the time to take advantage of ACBLA’s Five Year Secure LOC. With interest rates on the rise why not lock in your rate on your LOC for five years? Forget about an introductory rate that only lasts 6 months, with our Five Year Secure LOC you are guaranteed the same rate for five years!

Several other advantages also exist with our Five Year Secure LOC besides a constant rate for five years: 1) It comes with a VISA Checkcard making access to your money simple and easy 2) The LOC is open until you want it closed, whether you are carrying a balance or not 3) Easy to read monthly statement to review your activity 4) After the first five years your interest rate will increase in relation to the current prime rate and you will have that rate for five years.

You have enough worries in your life and your monthly budget shouldn’t be one. Call us or stop in for more details on this wonderful opportunity to stabilize your financial debt and give you some long awaited security. For just a small fee you can have a high credit line to ease your worries about the unexpected future and the best advantage to our line of credit is that you might be able to deduct the monthly interest from your taxes. For more information on this product call Stan Sadeski at 724-763-7137


ACBLA will be closed on the following dates in 2017:

Monday, January 2nd for New Years Day (Observed)
Monday, January 16th for Martin Luther King Jr. Day
Monday, February 20th for Presidents’ Day
Saturday, April 15th for Easter Weekend
Saturday, May 27th and Monday, May 29th for Memorial Day Weekend
Tuesday, July 4th for Independence Day
Saturday, September 2nd and Monday, September 4th for Labor Day Weekend
Monday, October 9th for Columbus Day
Saturday, November 11th for Veterans' Day
Thursday, November 23rd for Thanksgiving Day
Monday, December 25th for Christmas Day


Armstrong County Building and Loan Association
935 Fifth Avenue, P.O. Box 271
Ford City, PA 16226
(724) 763-7137
Fax: (724) 763-7188
info@acbla.com
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