ACBLA’s Current Interest Rates
Thank you for inquiring about our rates. Please note, rates are subject to change without notice. We strive to provide current rates on the website but to guarantee the most accurate rates please call 724-763-7137.
Rates as of May 22, 2025.
Savings Calculator
CD Specials
| Term | Interest Rate | APY² |
|---|---|---|
1 Year Certificate Minimum Opening Deposit $500.00 | 3.87% | 4.00% |
6 Month Certificate Minimum Opening Deposit $2,500.00 | 3.96% | 4.10% |
Statement Plus Rate Tier
Minimum Opening Deposit: $500.00
Balance Ranges | Interest Rate | APY² |
|---|---|---|
Up to $24,999.99 | 0.75% | 0.75% |
$25,000.00 to $49,999.99 | 0.95% | 0.95% |
$50,000.00 to $74,999.99 | 1.19% | 1.20% |
$75,000.00 to $99,999.99 | 1.69% | 1.70% |
$100,000.00 to $249,999.99 | 2.18% | 2.20% |
Balance over $250,000.00 | 0.75% | 0.75% |
Savings Accounts
Accounts | Minimum Opening Deposit | Interest Rate | APY² |
|---|---|---|---|
Regular Passbook | $25.00 | 0.74% | 0.75% |
Christmas Club | $25.00 | 0.74% | 0.75% |
Certificates of Deposit¹
The “Bump-Up” option is available with some of the certificates below. During the certificate’s term you can exercise the option to better the interest rate, while keeping your original maturity date. The certificate’s that have this option are listed with the number of “Bump-Up” options.
Term | Minimum Opening Deposit | “Bump-Up” | Interest Rate | APY² |
|---|---|---|---|---|
6 Months | $2,500.00 | N/A | 3.96% | 4.10% |
1 Year | $500.00 | N/A | 1.95% | 2.00% |
18 - 24 Months | $500.00 | N/A | 2.19% | 2.25% |
4 Years | $500.00 | 1 | 2.68% | 2.75% |
6 Years | $500.00 | 1 | 2.92% | 3.00% |
8 - 10 Years | $500.00 | 2 | 3.15% | 3.25% |
Individual Retirement Accounts¹
Interest rate is adjusted quarterly at ACBLA's discretion.
Please reference this rate table if your Individual Retirement Account was opened on or AFTER November 1st, 2002. | |||
|---|---|---|---|
IRA Type | Certificate Length | Interest Rate | APY² |
Traditional | 18 Months | 3.63% | 3.75% |
Roth | 30 Months | 3.63% | 3.75% |
Educational | 30 Months | 3.63% | 3.75% |
SEP | 18 Months | 3.63% | 3.75% |
| Please reference this rate table if your Individual Retirement Account was opened BEFORE November 1st, 2002. | |||
|---|---|---|---|
IRA Type | Certificate Length | Interest Rate | APY² |
| Traditional | 18 Months | 4.58% | 4.75% |
| Roth | 30 Months | 4.58% | 4.75% |
| SEP | 18 Months | 4.58% | 4.75% |
¹These accounts have penalties for early withdrawals.
²APY refers to Annual Percentage Yield. Rates may change on variable rate accounts after the account is opened. Fees may reduce earnings. Daily Compounding.